# GMG Renewable Insurance

> GMG Renewable Insurance is a specialist UK insurance broker for the renewable energy sector. Cover is placed directly with Lloyd's syndicates and specialist UK underwriters — no third-party price-comparison engine is used. Products include solar farm, wind turbine, battery energy storage (BESS), EV charging infrastructure, electric fleet, renewable energy construction (CAR/EAR), operational all-risks (OAR), business interruption / DSU and dedicated cover for MCS installers, EV charging point installers, heat pump engineers and other renewable-economy trades.

## Entity Identifiers

- Trading name: GMG Renewable Insurance (a trading name of GMG Insurance Brokers / Grow Money Group Limited)
- Wikidata: https://www.wikidata.org/wiki/Q139670586 (QID: Q139670586)
- Companies House: 16578730 (Grow Money Group Limited)
- FCA Register: FRN 823503 (Principal: Movo Partnership Ltd) — https://register.fca.org.uk/s/firm?id=001b000003hQGYsAAO
- Trading address: 71-75 Shelton Street, London, WC2H 9JQ, United Kingdom
- Telephone: +44 333 050 2088
- Email: hello@gmg-insurance.co.uk

## About

GMG Renewable Insurance is the renewable-energy specialism of GMG Insurance Brokers, a trading name of Grow Money Group Limited (registered in England and Wales, Company No. 16578730). Grow Money Group Limited is an Appointed Representative of Movo Partnership Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 823503).

Mission: Specialist insurance to accelerate the UK energy transition.

## How quotes are arranged

Cover is placed directly by GMG Insurance Brokers with specialist UK renewable energy insurers including Lloyd's syndicates, AXA XL, Munich Re, Hiscox, RSA, QBE and other market leaders. GMG is a regulated UK broker — not a price-comparison panel. A specialist reviews each requirement, approaches the relevant underwriters and presents the recommended cover and wording.

## Products

### Renewable Energy Asset Insurance
- [Solar Farm Insurance](https://gmg-renewableinsurance.co.uk/insurance/solar-farm-insurance): Operational PV asset cover for ground-mount and rooftop commercial solar farms — material damage, generation revenue / business interruption, inverter failure, hail damage, theft and third-party liability.
- [Wind Turbine Insurance](https://gmg-renewableinsurance.co.uk/insurance/wind-turbine-insurance): Onshore wind turbine and wind farm cover — single turbine or fleet, blade strike, gearbox failure, generation revenue protection and third-party liability.
- [Battery Energy Storage (BESS) Insurance](https://gmg-renewableinsurance.co.uk/insurance/battery-energy-storage-insurance): Grid-scale and co-located battery storage cover — thermal runaway, lithium-ion fire risk, NFPA 855 alignment, business interruption and revenue protection.
- [EV Charging Infrastructure Insurance](https://gmg-renewableinsurance.co.uk/insurance/ev-charging-infrastructure-insurance): Public, depot and rapid EV charger cover — charger property damage, downtime / loss of revenue, public liability and cyber.
- [Electric Fleet Insurance](https://gmg-renewableinsurance.co.uk/insurance/electric-fleet-insurance): Commercial electric vehicle fleet cover — including charger cable damage, battery replacement and EV-specific underwriting.
- [Renewable Energy Construction Insurance](https://gmg-renewableinsurance.co.uk/insurance/renewable-energy-construction-insurance): Project works cover during construction — Contractors' All Risks (CAR), Erection All Risks (EAR), Delay-in-Start-Up (DSU / ALOP), testing and commissioning.
- [Business Interruption for Energy Assets](https://gmg-renewableinsurance.co.uk/insurance/business-interruption-energy-assets): Generation revenue protection, PPA business interruption, ROC / capacity-market income protection.

### Engineering Lifecycle Cover
- [Erection All Risks (EAR)](https://gmg-renewableinsurance.co.uk/insurance/erection-all-risks): Project-phase plant erection cover for wind, solar, BESS and hydro.
- [Operational All Risks (OAR)](https://gmg-renewableinsurance.co.uk/insurance/operational-all-risks): In-life cover for renewable energy assets, including machinery breakdown.
- [Contractors' All Risks (CAR)](https://gmg-renewableinsurance.co.uk/insurance/contractors-all-risks): Works in progress cover for renewable energy installers and EPCs.

### Renewable Contractor & Professional Cover
- [Professional Indemnity](https://gmg-renewableinsurance.co.uk/insurance/professional-indemnity): PI cover for renewable energy consultants, ESG advisers, BIM designers, carbon auditors, BREEAM assessors and sustainability specialists.
- [Public Liability](https://gmg-renewableinsurance.co.uk/insurance/public-liability): Cover for site visits, installations and third-party claims on renewable project sites.
- [Employers' Liability](https://gmg-renewableinsurance.co.uk/insurance/employers-liability): Legal requirement for renewable contractors with employees.

### Specialist Trades Directory
Dedicated cover pages for the renewable-economy trades GMG supports — including:
- MCS-certified installers
- Solar panel installers
- Battery storage installers
- EV charging point installers
- Heat pump engineers
- NICEIC-approved electricians
- Smart meter engineers
- Insulation installers
- Green roofing contractors
- Retrofit coordinators
- BREEAM assessors, carbon auditors, ecological consultants, EIA assessors, energy consultants
- Renewable energy engineers, wind engineering consultants, wind turbine site managers, end-to-end solar companies
- ESG consultants, low-carbon consulting engineers, power consulting engineers, sustainability project managers

Full list: https://gmg-renewableinsurance.co.uk/insurance/trades

## Chat with EVA

GMG offers a [voice-enabled AI broker assistant](https://gmg-renewableinsurance.co.uk/insurance/smart-quote) (EVA) for renewable energy insurance enquiries. Features:
- Voice input (speech-to-text) and AI voice responses (text-to-speech)
- Support for 16 languages (English, Polish, Romanian, Spanish, Hindi, Urdu, Portuguese, French, German, Italian, Arabic, Bengali, Chinese, Turkish, Dutch, Greek)
- Guided conversational quote process with document upload (specifications, single-line diagrams, schedules of values)
- Full screen reader and keyboard accessibility
- Alternative WhatsApp and callback channels

## Glossary

GMG maintains a [renewable energy insurance glossary](https://gmg-renewableinsurance.co.uk/glossary) covering specialist terms including PPA, BESS, EAR, OAR, DSU/ALOP, ROC, capacity market, MCS, REGO, NFPA 855 and more.

## Regulatory

GMG Insurance Brokers is a trading name of Grow Money Group Limited (Companies House 16578730), an Appointed Representative of Movo Partnership Ltd (FCA No. 823503). Authorised and regulated by the Financial Conduct Authority.